A vital HSA move only 15% of workers make: How to change that

By Jared Bilski

When major medical issues occur, health-savings accounts (HSAs) are meant to help soften the blow of having a high deductible. That’s why these findings are so alarming.
New research shows employees are falling well short of where they should be regarding their HSAs.

Missing the max

In fact, just 15% of accountholders contributed the max to their HSAs in 2013, according to new research by the Employee Benefit Research Institute (EBRI).
The study also included some surprising findings about the impact
of employer contributions.

Just 14% of HSAs with an employer contribution received the max funding, compared to the 20% of HSAs without employer contributions.

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