Good news: ACA deductible cap is eliminated

By Tim Gould

President Obama just signed a law that will give certain employers and insurers more room to maneuver when designing high-deductible and consumer-driven health plans — killing a health reform rule that limited such flexibility.  

In an effort to keep plans affordable, Obamacare placed a cap on the deductibles of health plans offered in the small group market. The cap was set at $2,000 for individuals and $4,000 for families.

The problem: The cap was too low to keep plans … well … affordable.

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