Thursday, November 1, 2012

IRS sets 2013 plan contribution limits


The IRS has released its new plan contribution limits for next year. Here’s what you’ll need to know for 2013.
These benefits-related updates are culled from the much-longer IRS news relase:
  • Contributions toward 401(k), 403(b) and 457 plans. Employees can contribute up $17,500 come next year, a $500 increase over 2012.
  • Catch-up contributions. Workers 50 years and older can still only contribute $5,500.
  • Maximum contribution. There is a $1,000 increase in what what can be added to a defined contribution plan, from $50,000 to $51,000.
  • Maximum pension benefits. Similarly, there’s a $5,000 increase in the annual benefit limit for defined benefit plans, from $200,000 to $205,000.
  • Benefits calculation. The amount of employee compensation that can be considered in calculating contributions to defined contribution plans will increase from $250,000 to $255,000.
  • Highly compensated employee definition. The earning threshold used to define a highly compensated employee will increase from $110,000 to $115,000.
Click here to go to webpage.

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