There are two reasons an employer would want to enroll workers into a high-deductible health plan (HDHP) with a health savings account (HSA): Lower costs and get employees to become smarter healthcare consumers. And new research shows those two goals are being met.
The concept behind HDHPs is simple: In exchange for lower premiums, enrollees pay more out of pocket for the health services they use. And when people spend more of their own money on health care, they’ll shop around for lower prices, cut back on care that isn’t medically necessary a
nd take better care of themselves.
Mission accomplished
Turns out HDHPs attached to HSAs are doing that and much more, according to one of the most expansive research projects ever conducted on the subject of HDHPs and HSAs. It was conducted by Buck Consultants and generated responses from more than 14,000 HSA account holders and 300 employers.
Click Here for the results and the full article.
No comments:
Post a Comment